
As one of the world’s leading specialist insurance and reinsurance law firms, we work with insurers, reinsurers, brokers, captives, MGAs, alternative risk carriers and their policyholders to provide solutions to complex, strategic corporate and commercial issues.
You, Insurance
& Ince, in any case

Our reputation for excellence has been built over our 150-year history. We advise on all aspects of claims, litigation and alternative dispute resolution, coverage and policy wordings for clients in the international insurance sector - from property and casualty to marine, yachts, aviation, energy and specialty insurance.
Our in-depth sector expertise coupled with our international footprint across the UK, Europe, Middle East and Asia Pacific regions enable us to advise clients across multiple jurisdictions, with a consistent approach and depth of knowledge.
As part of Ince, a full service law firm, we can also advise clients on matters of corporate law, intellectual property, commercial litigation, data protection, licensing, employment, regulatory solutions, immigration, corporate finance, shipping, real estate and private wealth.
Accident and health | Aviation | Casualty | Construction | Cyber | Energy | General liability | Healthcare | Management liability | Marine | Motor | Political risk | Product liability | Professional indemnity | Property | Reinsurance and alternative risk transfer | Specialty | Trade credit | Warranty
Key contacts
Daniel Crockford / Partner, Head of Bristol Office, Head of Insurance (Bristol) / Bristol
M +44 7442 492058
D +44 117 472 7374
danielcrockford@inceco.com

News & insights on Insurance
News / Widely worded no-assignment clause shuts out insurer’s claims
24-01-2023 / Insurance
An insurer that paid out on a claim brought by its assured, the buyer of aircraft under an English law sale contract, has been prevented from making a recovery against the seller because the sale contract incorporated a widely worded no-assignment clause.

News / Ince celebrates one year since Scotland office opening
23-11-2022 / Insurance, Maritime, Real Estate
We are pleased to be celebrating one year since opening our first Scottish office in the city of Glasgow. Stefanie Johnston, dual-qualified Partner and Head of Scotland, has worked tirelessly over the last year to develop our offering through the opening of an Ince office in what is arguably an established Scottish market. Starting from the ground up, Stefanie and her team have successfully gained an admirable reputation in the region and further afield in the maritime, insurance, real estate and regulatory sectors.

News / Anti-suit injunction to restrain breach of London arbitration agreement in insurance policy
09-11-2022 / Insurance
QBE Europe SA/NV and another v. Generali Espana de Seguros y Reaseguros [2022] EWHC 2062 (Comm) In this case, a Spanish insurer sought to assert a direct right of action against a UK insurer in Spanish proceedings. The English Court found that the Spanish proceedings had been brought in contravention of a London arbitration agreement in the relevant liability insurance policy and granted an anti-suit injunction to restrain those proceedings.

Insights / Countdown to COP27: recent developments
04-11-2022 / Energy & Infrastructure, Insurance
As we get ready for COP27, we've prepared a summary some of the key developments relating to climate and environmental policies over the last few weeks.

News / Dan Crockford appointed as Head of Office for Ince (Bristol)
23-06-2022 / Insurance
We are delighted to announce that Dan Crockford has recently been appointed as Head of Office for Ince (Bristol).

News / Court construes scope of indemnity under Mortgagees’ Interest Insurance Policy
06-06-2022 / Insurance, Maritime
Piraeus Bank A.E. v Antares Underwriting Limited and others (The ZouZou) [2022] EWHC 1169 (Comm)

News / The Insurance and Reinsurance Law Review Tenth Edition
19-05-2022 / Insurance
We are delighted to share with you the tenth edition of The Insurance and Reinsurance Law Review edited by Simon Cooper. As with previous years, Ince was a member of The Law Reviews (TLR) leading panel of contributors.

News / High Court assesses insurable interest principle and late payment damages claim
16-03-2022 / Insurance, Maritime
Quadra Commodities SA v XL Insurance Company SE & Ors [2022] EWHC 431 (Comm) This recent High Court case deals with a claim arising from the “Agroinvestgroup Fraud” which affected the Ukrainian agribusiness in early 2019. It provides useful guidance on the interpretation of all-risks cargo policies and, for the first time, how the Courts will treat claims for late payment damages under section 13A of the Insurance Act 2015.

Insights / Chambers Global Practice Guides - Insurance & Reinsurance 2022
02-02-2022 / Insurance
We are delighted to share with you Simon Cooper's input as Contributing Editor to this year's Chambers Global Practice Guides - Insurance & Reinsurance 2022.

News / Ince achieve top rankings in the new Chambers and Partners Greater China Region 2022 Guide
18-01-2022 / Insurance, Maritime
The firm maintained its high rankings in Shipping and Insurance across China and Hong Kong jurisdictions.

News / Ince appoints Jennette Newman as Partner and Head of Insurance
01-12-2021 / Insurance
Heavyweight hire bolsters the firm’s ability to help insurance clients navigate increasingly complex global challenges.

Insights / Success with subrogation in the UAE
25-05-2021 / Insurance
Insurers often perceive subrogated recoveries as challenging and uncertain in this region and that can be true to some extent.

Insights / Insurance & Reinsurance guide 2021
25-01-2021 / Insurance
We are pleased to share with you Chambers and Partners 'Insurance & Reinsurance guide 2021', of which Simon Cooper is the contributing editor.

Insights / Supreme Court checks out of Orient Express Hotel
19-01-2021 / Insurance
On 15 January 2020, the Supreme Court handed down its judgment in this test case that was initiated by the Financial Conduct Authority (“”FCA”) in order to determine a number of common coverage issues pertaining to the correct response of non-damage business interruption policies to the Covid-19 pandemic.

Insights / Decennial Liability in the UAE
05-10-2020 / Insurance
At its core, decennial liability is a form of strict liability imposed on architects, engineers and contractors in the case of total or partial collapse of a building or structure or defects found in the building or structure that threaten the structural integrity of the building.

Insights / The Insurance and Reinsurance Law Review Eighth Edition
16-06-2020 / Insurance
We’re pleased to share with you the eighth edition of The Insurance and Reinsurance Law Review. Ince is a member of The Law Reviews (TLR) leading panel of contributors and the team this year led by Peter Rogan as the Editor, contributed to the following topics:

Insights / Chapter 15 - England and Wales
16-06-2020 / Insurance
The UK insurance and reinsurance industry is the largest in Europe and the fourth-largest in the world.

Insights / Chapter 3 - Fraud Insurance Claims: Where are we now?
16-06-2020 / Insurance
Dishonesty in general, and fraudulent claims in particular, cost the insurance market considerable amounts each year. The legal consequences of dishonesty are not always the same, however, and will depend on a number of factors, including how it manifests itself and the point in the process at which it occurs.

Insights / Chapter 1 - Insurtech and Artificial Intelligence
16-06-2020 / Insurance
The rapid development of converging technologies is bringing about fundamental changes to the insurance industry. In the long term, organisations that are slow to embrace these new technologies will struggle to compete and to retain their place in the market.

Insights / Chapter 2 - Cyber Insurance
16-06-2020 / Insurance
As the use of cloud-based computing, electronic platforms and smart devices continues to increase, it goes without saying that businesses have had to adapt quickly to technological advances and the corollary demands of their customers.

Insights / Chapter 18 - Greece
16-06-2020 / Insurance
The insurance market experiences constant change because of its interdependence with the economy as a whole.

Insights / Chapter 17 - Germany
16-06-2020 / Insurance
Approximately 914 foreign insurers are underwriting direct risks on the German market, either through a branch or, for the majority, by offering services from their foreign places of business.

News / UAE chapter of insurance and reinsurance in the International Comparative Legal Guide 2020
06-04-2020 / Insurance
We are pleased to announce that members of the Dubai office’s insurance team recently contributed to the UAE chapter of insurance and reinsurance in the International Comparative Legal Guide 2020.

News / Coronavirus advice: Insurance
05-03-2020 / Insurance
Whilst many remain sceptical about how promptly COVID-19 was first reported, the World Health Organisation says that the reporting at the end of December 2019 allowed many countries to take early steps to prepare for further cases of COVID-19 and to minimise its spread. Notwithstanding the position taken by the World Health Organisation and the initial containment within China, the speed at which COVID-19 has spread, now to over 70 other countries and at a rate faster than the more deadly MERS-CoV virus, has suprised many. The rate of spread has led to significant disruption to commerce and supply chains and this will necessarily impact retail and commercial insurances. We touch on some of the commercial lines of insurance likely to be affected in this note.

News / War Risk Underwriters defeat “most spectacular fraud in shipping history”
09-10-2019 / Insurance, Maritime
Suez Fortune Investments Ltd & Another v. Talbot Underwriting Ltd and Others (Brillante Virtuoso) [2019] EWHC 2599 (Comm)

News / Who Will Guard the Guards? Supreme Court Determines the Rights of Non-Parties to Documents Used in Court Proceedings
14-08-2019 / Insurance
Cape Intermediate Holdings Ltd v Dring [2018] EWCA Civ 1795 The Supreme Court has clarified the extent of a non-party’s right to request copies of documents filed with the court in a case of importance to all litigants concerned about the confidentiality of their documents.

News / Insurers at increasing risk of non-party costs orders
24-07-2019 / Insurance
Various Claimants v Giambrone & AIG [2019] EWHC 34 (QB)

News / Ince expands presence in historic Lloyd’s building
22-07-2019 / Insurance
We are pleased to announce that our insurance practice is moving from Aldgate Tower to the Lloyd’s building in the heart of the London insurance market.

News / Insurance Blog round-up June 2019
10-07-2019 / Insurance
We are pleased to present our Insurance Blog round-up for June 2019.

News / Committal proceedings in public interest for potentially dishonest EL claimants
09-07-2019 / Insurance
Zurich Insurance Plc v David Romaine [2019] EWCA Civ 851 This Court of Appeal case considered the correct approach to the grant of permission for the bringing of committal proceedings against a person alleged to have made false statements in a personal injury claim. In doing so, the Court of Appeal overturned the lower Court’s decision, holding that the judge’s approach had been flawed and that the public interest was clearly in favour of granting permission for committal proceedings to be brought.

News / Committal proceedings in public interest for potentially dishonest EL claimants
09-07-2019 / Insurance
Zurich Insurance Plc v David Romaine 2019 EWCA Civ 851 This Court of Appeal case considered the correct approach to the grant of permission for the bringing of committal proceedings against a person alleged to have made false statements in a personal injury claim In doing so, the Court of Appeal overturned the lower Court's decision, holding that the judge's approach had been flawed and that the public interest was clearly in favour of granting permission for committal proceedings to be brought

News / Claims notifications vs crystal ball gazing – the Court of Appeal’s recent Euro Pools decision
01-07-2019 / Insurance
The Court of Appeal has overturned a first instance decision in the case of Euro Pools PLC (in administration) v Royal & Sun Alliance PLC. This case deals with the notification of circumstances under a claims made policy where insured and insurer are asserting it fell within different policy years and what degree of awareness an insured must have in relation to the circumstances of which it is notifying insurers.

News / Claims notifications vs crystal ball gazing the Court of Appeal's recent Euro Pools decision
01-07-2019 / Insurance
The Court of Appeal has overturned a first instance decision in the case of Euro Pools PLC (in administration) v Royal Sun Alliance PLC This case deals with the notification of circumstances under a claims made policy where insured and insurer are asserting it fell within different policy years and what degree of awareness an insured must have in relation to the circumstances of which it is notifying insurers

News / Supreme Court clarifies the costs of repair which count towards a Constructive Total Loss in The Renos
17-06-2019 / Insurance, Maritime
Sveriges Angfartygs Assurans Forening (The Swedish Club) and others (Appellants) v Connect Shipping Inc and another (Respondents) 2019 UKSC 29In a decision which partially overturns the findings of the courts below, the Supreme Court has last week handed down its judgment in a dispute between shipowners and insurers over whether the MV Renos was a constructive total loss (CTL)

News / Iran sanctions update - June 2019
14-06-2019 / Commodities & Trade, Insurance
Iran sanctions - Escalating tensions

News / The Creola - Malicious acts, Piracy and Perils of the Seas examined
03-06-2019 / Insurance, Maritime
A yacht owner has recovered from her insurer for loss and damage flowing from the grounding and subsequent looting of her yacht in a recent decision of the London Circuit Commercial Court (Linda McKeever v Northernreef Insurance Co SA)

News / SPECIAL EDITION Insurance E-Brief
17-05-2019 / Insurance
We're pleased to share with you the seventh edition of The Insurance and Reinsurance Law Review

News / SPECIAL EDITION: Insurance E-Brief
17-05-2019 / Insurance
We’re pleased to share with you the seventh edition of The Insurance and Reinsurance Law Review.

News / Chapter 3 - Fraud Insurance Claims Where Are We Now
16-05-2019 / Insurance
Dishonesty in general, and fraudulent claims in particular, cost the insurance market considerable amounts each year The legal consequences of dishonesty are not always the same, however, and will depend on a number of factors, including how it manifests itself and the point in the process at which it occurs

News / Chapter 2 - Cyber Insurance
16-05-2019 / Insurance
As the use of cloud-based computing, electronic platforms and smart devices continues to increase, it goes without saying that businesses have had to adapt quickly to technological advances and the corollary demands of their customers

News / Chapter 1 - Artificial Intelligence
16-05-2019 / Insurance
The rapid development of artificial intelligence(AI) is bringing about fundamental changes to the insurance industry In the long term, organisations that are slow to embrace this new technology will struggle to compete and to retain their place in the market.

News / Chapter 17 - Greece insurance
16-05-2019 / Insurance
The insurance market experiences constant change because of its interdependence with the economy as a whole. The Greek insurance market continues market continues to be under pressure (as is the rest of the Greek economy), with its main characteristic being a significant and continuous drop in premium production, especially in the car insurance sector.

News / Chapter 14 - England and Wales Insurance
16-05-2019 / Insurance
The UK insurance and reinsurance industry is the largest in Europe and the fourth-largest in the world. Commercial insurance business in the UK is dominated by the ‘London Market’, which today is the world’s leading market for internationally traded insurance and reinsurance.

News / Chapter 16 - Germany Insurance
16-05-2019 / Insurance
Approximately 909 foreign insurers are underwriting direct risks on the German market, either through a branch or, for the majority, by offering services from their foreign places of business.

News / Victory for Reinsurers in Court of Appeal Spiking Case
18-04-2019 / Insurance
Equitas Insurance Limited v Municipal Mutual Insurance Limited 2019 EWCA Civ 718

News / Vedanta to be sued by Zambian claimants in English Courts
10-04-2019 / Insurance
The Supreme Court today handed down the judgment in Vedanta Resources plc and another v Lungowe and others 2019 UKSC 20 This judgment is of importance to insurers who are underwriting the liabilities of large multinational companies, particularly in the mining industry, since it appears to open the door to claimants bringing proceedings in the English courts, with little to no connection to the jurisdiction

News / BaFin increases insurance supervisory requirements for Insurance Undertakings
09-04-2019 / Insurance
The German insurance regulator BaFin recently published a regulatory amendment, developed in coordination with the German Federal Office for Information Security (BSI), on the so-called critical infrastructures in the finance and insurance sector' (KRITIS) nbspThis amendment significantly increases the supervisory requirements on Insurance Undertakings (VAIT) to ensure adequate IT security

News / What constitutes “use” of a vehicle and where must it be used for the purpose of the Road Traffic Act 1988?
03-04-2019 / Insurance
R & S Pilling t/a Phoenix Engineering (Respondent) v UK Insurance Ltd (Appellant) [2019] UKSC 16

News / Ince & Co present at 'Cyber Risk Insurance' event
27-03-2019 / Insurance
Today, Union Insurance hosted a “Cyber Risk Insurance” seminar with over 150 attendees from a wide variety of industries.

News / The Supreme Court rules on causation in professional negligence case
13-03-2019 / Insurance
In the recent case of Perry (Respondent) v Raleys Solicitors (Appellants) [2019] UKSC 5, the Supreme Court handed down a landmark judgment clarifying the correct approach to causation in professional indemnity cases in which the claimant alleges that because of his advisor’s negligence, he has last the chance to bring a claim against a third party.


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